How much can I borrow on my daily rate? (Max £1,000 a day)
Forget the limitations of High Street lenders; with us, your contract rate is the key to unlocking a larger mortgage. Calculate your potential borrowing easily with our simple formula, tailored to contractors like you, discover a mortgage that aligns with your true earning potential.
Our direct connection with underwriters is vital. Unlike generic mortgage advisers, we know what underwriters seek, ensuring a tailored approach to your application. If you’ve faced rejections despite providing all requested documents to traditional advisers, it’s not surprising. Banks and building societies often have a limited view of mortgage funding, sticking to their set procedures. Our approach goes beyond these constraints, giving you a better shot at getting the mortgage you need.
Begin your home buying journey confidently with Contractor Financial. We specialise in assisting first-time buyers through the intricate mortgage market. Our experienced advisers provide thorough guidance, helping you understand different mortgage options and smoothly navigate the application process.
If you’re considering moving home, Contractor Financial can help you find the right mortgage product to suit your needs. We’ll work with you to understand your unique circumstances and financial goals, and we’ll help you navigate the process of buying and selling your home.
If you’re looking to remortgage your home, our advisers can help you find the most suitable deal that fits your circumstances. We’ll work with you to understand your current mortgage options based on your financial situation and consider any further borrowing needs. We will compare your existing lenders rates offering with the whole of the market to ensure you get the best deal. We can even secure you a new product up to 6 months in advance of your current mortgage deal maturing so don’t leave it too late and get in touch early to start the process.
If you’re considering investing in a buy-to-let property, our advisers can help you find the right mortgage product to suit your needs. We’ll help you understand the various options available and guide you through the process of applying for a buy-to-let mortgage.
Whether you’re considering an SPV or personal BTL mortgage, we can work together with your tax adviser to discuss your circumstances helping you make an informed decision.
These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property.
We have vast experience in offering buy to let mortgage advice for Limited Companies/SPV’s. Purchasing a property as an investment has always been a popular way for people looking to invest their money. Over recent years ownership through a Limited Company/SPV has become increasingly popular due to the ongoing tax changes implemented by HMRC.
Contractor Financial can give you guidance on the types of ownership available and some of the key differences between owning a property personally vs through a LTD company/SPV These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority do not regulate buy to let mortgages.
The Financial Conduct Authority do not regulate commercial mortgages.